Ways To Save In The Money New Year

 You may think saving money for the new year is a hard thing to do, but it isn't as hard you'd think. These are some of the easiest ways to save cash this year and make yourself  feel more  secure in the coming years.

5 Easy Tips on Saving Money in the New Year

Save weekly

You may get paid bi-weekly, or monthly, but you can save weekly. One simple chart that will help you is your calendar. For each week, save the corresponding amount of money. For example, in week one, save $1. In week 2, save $2, and so on. If you get paid once a month, know that the first 4 weeks would equal $10 and go ahead and stash that away. Do that each month and you'll save more than $2,000 in one year. {Try our 52 Week Money Challenge!}

Feed your bank account

Pay yourself before you pay anything else. Does that sound selfish? It isn't. It ensures you have money when you need it the most. You should always charge yourself an interest rate based on your earnings. For instance, if you make $800 bi-weekly, then pay yourself 10 percent of that. Your bank account just got paid $80. If you think you can't afford that because you need it to pay bills, look to see what bills you can cut out or go with a lower percentage. Sometimes, when you force yourself to take that money out, you can get creative.

Meal plan

You may already do this, but are you doing it the right way to save money? Try meal planning this way: you have $100 to feed four people. Make it happen. Look at it like a challenge and determine where you're wasting money, how you can save extra money, and where you can make some changes to alleviate that grocery bill. Any extra money you had could go to feeding your bank account. {Read our Beginner's Guide to Couponing to make your money go farther}

Invest in things that Save, not Cost

That $2,000 vacuum may seem like a waste of money, but is it? That vacuum can shampoo your carpets, buff your floors, and even clean your cars. How much money do you spend a year on vacuums at car washes and renting equipment to deep clean your floors? If you look at it this way, you may see that you're saving a great deal of cash. That $800 television, however, may not be that great of an investment if you're still renting movies and going out to the movies regularly. Find out the difference between splurging and spending.

Make a Budget

Make a chart on a piece of poster board and hang it in your office. List your estimated bills for the month, your estimated income, and the amount you expect to save. If you make $2,000 a month, and you expect to pay $1,300 in bills, and save $230, then you will be left with $470. But, surprise! Your electric bill was only $50, saving you $60 more than you thought. Save 10 percent of that and put the rest toward paying off another bill for the next month. The more you save, the more you earn, but if you invest those earnings well you will keep saving more and more. Print our FREE Monthly Budget Template and learn how to budget your money. 

Here are other ways to help you SAVE money:

52 Week Money Challenge6 Tips to Increase Your SavingsSave Money on your Monthly BillsFREE Monthly Budget TemplateCreating a BudgetAlso, make sure you checkout the Frugal Fanatic Facebook page and follow us on Pinterest for DIY projects, recipes, money saving tips and more