How to Save Money Everyday
I frequently get asked the question from my readers on "how to save money everyday?" With the rising cost of living it may seem impossible to save money from day to day. Prices are constantly increasing on food, home goods, gas for your car, and every other daily expense.
First, I would suggest that you take a look at what you do every day. It may even be helpful to write down where you go and what you eat each day. You may be surprised at all the hidden or extra costs that come up each day. This will give you an idea of your daily activities and expenses.Second, figure out which items you can cut back on or eliminate to save money on a daily basis. Below, I will give you a few suggestion on how to save money everyday, but every person lives a different lifestyle, so this may not pertain to you. That is why it is best to look at your own life and figure out the items that you can save money on.Third, start putting that extra money aside. This is a great way to save for a special occasion or vacation. My husband and I love putting our spare change aside each day and then cashing in to get a few hundred dollars.Read below to find out how to save money everyday and then you can alter it to fit your lifestyle.
How to Save Money Everyday:
1. If you buy a lot of food and/or drinks it can quickly add up to a large expense over a month. Do you have a favorite restaurant food that you purchase for lunch or Starbucks drink? Do a quick search online for "copycat recipes". You will find some great recipes to recreate your favorites and save you money. Yes, it is much easier said then done. But, if you are really trying to save money this is a big expense that will definitely add up and be beneficial to you to cutback on.2. Bottled water is expensive to buy everyday. Instead, buy a reusable bottle with a filter built it and fill it from the tap. It will pay for itself quickly and save you a ton of money. This is one of the easiest ways to save money. If you purchase a bottle of water everyday you could potentially be spending more than $50 a month just on water. Overtime that money does add up.3. Set up a car pool to save money on gas every day. Gas prices are high so this is a big money saver. Depending on your job this may not be an option. But, think of other occasions in your life where you can carpool. Do your kids do after school activities or participate in any clubs? Again, this is where it is nice to have your daily activities written down. You may not think you drive a lot but when you see a week in perspective you may be shocked.4. Join the rewards programs at all the stores you frequently shop at. You can get discounts, special promotions and freebies by using your store card. Plus, many stores give special promotions and mail high value coupons to reward card holders.5. Pay attention to the little extras that add up. For example, using an ATM machine that is not in your bank can have high fees. Each time you withdraw money you can be charged anywhere from $1 to $4. That adds up, especially if you go to the ATM every couple of days. You may think this is a small amount, but if you pay in cash then you may be going to an ATM once a week to get out the money needed for your weekly expenses. If each time you have to pay a fee you will pay more than $200 a year in fees!
You can really save a lot of money by making little changes in how you do things everyday without feeling like you are neglecting yourself. Use some of these tips to on how to save money everyday and soon you will see that it isn't impossible to save. How do you try to cut back or save $1 every day?